Internet Fraud

does anybody know of a company which you pay on a montly basis and they monitor your credit cards? so if somebody tries to use my credit card, i will get notified BEFORE the fraud.. also for identity theft. in case someone tries to open an account with all my info etc.. my husband and I just paid 6500 in court today for a fraud case that we didn't know existed.. don't want this to happen again.. please help with any suggestions. thank you. :(

Citi group (home of Citibank) offers such services. So do the big credit reporting agencies: https://www.annualcreditreport.com/cra/index.jsp

At least one, and probably all three, of the major credit reporting agencies have such programs; a typical cost is $12.95 a month. if you don't care to subscribe to one of these (I don't), monitor your credit card statements carefully -- and also your checking account. One of my credit cards is with my local bank, and I can (and do) monitor the account on-line -- as well as pay it on-line.

you may want to sign up for the big 3 credit agency's they keep track of most every thing and you can get a report you can call your credit card co. and ck. your bal. from time to time

also notify you credit cards that no purchase to be accepted without prior approval, also credit bureau to notify you of anyone requesting you credit status info or attempting to get additional credit. why would you pay for fraud? card is liable??? copy all cards front and back and file in separate location. to be used in event of reporting theft ect--number and telephone info quickly aval. use home printer.

Many states (New York started on Tuesday) allow you place a credit hold on your account. This prevent accounts from being opened in your name. Don't waste your money on identity theft insurance, it does little to protect you.